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Early Career

It’s never too early to start thinking about your future.

Featured Post for Early Career
Plan
Article
The Coronavirus Stimulus Package and Student Loans
As a result of the devastating effects of the coronavirus on American citizens, Congressional lawmakers have responded by creating the Coronavirus Stimulus Packa... Continue reading
Top Posts for Early Career
Article
The ABCs of 529 Plans
529 plans are tax-advantaged education savings vehicles and one of the most popular w...
Article
The Best Ways to Save for College
Tax-advantaged strategies are important because over time, you can potentially accumu...
Article
Yours, Mine, and Ours: How to Manage Money in Marriage
Marriage is for better or worse, but couples can avoid some of the worst marital melt...
Article
Teaching Your Child about Money
Ask your five-year old where money comes from, and the answer you’ll probably get i...
Article
Steps to Buying Your First Home
Many Americans dream of owning their own home, but the process of buying one can be d...
Article
Financial Tips for Unmarried Couples
If you are in a long-term, committed relationship, you have many of the same financia...
Article
Eight Small Habits to Help You Save Big
Financial experts have discovered several easy ways to cut costs to save more.
Article
Establishing a Budget
Do you ever wonder where your money goes each month? Does it seem like you’re never...
Article
How to Plan and Manage to Send your Child—or Children—to College
If you’re reading this, you’re likely a parent trying to figure out how to save f...
Article
Make Sure Your Credit Score Shines
You may have worked hard for a golden credit score, but it can get tarnished in unexp...
Featured Tool for Early Career
College Savings Calculator

This calculator projects the future cost of college and illustrates how your savings, if any, match up for each year of college. If there is a funding shortfall, the calculator shows that amount each year, and calculates both the monthly savings amount and the lump-sum amount needed to eliminate the shortfall.

Use This Tool
Ways to Plan for Early Career
Early Career
Article
When You Apply for Insurance, Your Credit History Counts
Did you know that insurance companies typically consider your credit history, whether positive or negative, when you apply for auto or homeowners insurance? Insu... Continue reading
Early Career
Article
Credit Traps for the Unwary
It’s hard to imagine functioning in today’s society without access to credit. However, you need to be careful not to fall victim to some of the pitfalls asso... Continue reading
Early Career
Article
Choosing a Credit Card
Like dandelions in a spring lawn, credit card offers pop up everywhere—stuffing your mailbox, flashing on the Internet, even falling from the magazines in your... Continue reading
Early Career
Article
Understanding Your Credit Report
Your credit report contains information about your past and present credit transactions. It’s used primarily by potential lenders to evaluate your creditworthi... Continue reading
Early Career
Article
How Student Loans Impact Your Credit
If you’ve finished college within the last few years, chances are you’re paying off your student loans. What happens with your student loans now that they’... Continue reading
Ways to Save for Early Career
Early Career
Article
Tax Benefits of Home Ownership
In tax lingo, your principal residence is the place where you legally reside. It's typically the place where you spend most of your time, but several other facto... Continue reading
Early Career
Article
Tapping the Equity in Your Home
Over time, the value of your home has grown and your mortgage balance has been reduced (or even eliminated). The equity (the property's value minus any liens aga... Continue reading
Early Career
Article
Refinancing Your Mortgage
When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one. Continue reading
Early Career
Article
Putting Money Habits to Good Use
The habits that we’ve formed over our lifetimes help define us. We have physical habits, mental habits, habits of character, personal hygiene habits, and produ... Continue reading
Early Career
video
Good Debt vs. Bad Debt
Imagine what you could do with the right financial advice. Discussing your finances with someone is not easy. In this video, Debra Gates discusses how talking wi... Continue reading
Ways to Invest for Early Career
Early Career
Article
Fundamental Concepts for New Investors
Investing involves setting goals for the future and weighing the risks and potential rewards associated with a wide variety of investment opportunities. If you a... Continue reading
Early Career
Article
Creating an Investment Portfolio
You’ve identified your goals and done some basic research. You understand the difference between a stock and a bond. But how do you actually go about creating ... Continue reading
Early Career
Article
10 Terms Every Investor Should Know
If you’re new to investing, you may encounter some unfamiliar jargon. Understanding the following terms may help you become amore confident investor. Continue reading
Early Career
video
July 2020 Market Update
While there is no doubt the rapidly changing economic environment is bringing all investors short-term storms to weather, CAPTRUST Chief Investment Officer Kevin... Continue reading
Early Career
Article
Six Keys to More Successful Investing
Delve into this quick read to pick up six basic principles that may help you invest more successfully—from considering different asset allocations to making se... Continue reading
Ways to Retire for Early Career
Early Career
Article
Have You Checked Your Retirement Plan Lately?
It’s generally a good idea to review your employer-sponsored retirement savings plan at least once each year, and when major life changes occur. If you havenâ€... Continue reading
Early Career
Article
Retirement Plan Considerations at Different Stages of Life
Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether you have just graduated a... Continue reading
Early Career
video
Webinar Recording: Saving for Health Care
Listen in as CAPTRUST discusses preparing for retirement and making healthcare decisions. Continue reading
Early Career
video
The 25 Documents Everyone Needs to Have
Do you know what documents you should have on hand to protect you and your family in case of unforeseen events? This webinar recording will provide you with an o... Continue reading
Early Career
Article
The Time to Talk About Retirement Is Now
As you rush to work, run to pick up the kids, or scramble to make dinner, retirement may seem like a far-off dream. Or maybe you try to talk to your partner abou... Continue reading
Featured Video for Early Career
Video
Good Debt vs. Bad Debt
Imagine what you could do with the right financial advice. Discussing your finances w...
Ask the Librarian
Whether you’re just entering the workforce, getting on top of the financial challenges of mid-life, or looking for knowledge as a pre-retiree nearing the end of a career—advice from the librarian is available 24/7 to guide you in achieving your unique financial goals.
Middle Career
Middle Career
At this point in your career, it's about balancing life expenses and growing your investments.
Late Career
Late Career
On target to retire comfortably? It's time to explore the important transition to retirement.
Plan
Plan
Planning should not be one size fits all. Get the help you need for your situation.
Save
Save
Work with CAPTRUST to create small steps to move your closer to your savings goals.
Invest
Invest
CAPTRUST is here to give you advice so that you are a confident decision maker.
Retire
Retire
As you near retirement it is important that you are regularly checking your progress and plan.