Q: I want to go live in a warmer state. What do I need to think about from a tax perspective?

The American healthcare system is, in a word, complicated. It also can be extremely expensive. And that’s before we even reach retirement age.

Age is just a number, the saying goes. But that’s not really true. Age is at least two numbers—your chronological age and your biological age. Chronological age is the one you count with birthday candles. Biological age is trickier to pin down. But think of it this way: We are all on a journey toward frail, worn-down, illness-prone bodies, but some of us are getting there more quickly than others. Our biological ages differ, sometimes by a lot.

The 2015 movie The Big Short chronicles the market and economic forces that led to the financial crisis in 2007. Based on a Michael Lewis book of the same name, the film’s all-star cast explains the crisis’s origins through the stories of a handful of analysts and investors who saw the meltdown coming, bet on it, and made a lot of money.

Your adult child plans to borrow $400,000 to buy a home. You want to help. You could provide that sum in the form of a gift, but that would trigger federal gift-tax complications. Besides, giving away that much might leave you a little uneasy—and take a bite out of your portfolio. Instead, consider providing the money as a loan—an intra-family loan.

The turn of the 20th century was a time of high optimism and enthusiasm for the future. This Age of Hope was fueled by technological innovations such as mass communication, mass mobility—with the advent of affordable personal automobiles—and the extension of education to nearly everyone.

While there is no doubt the rapidly changing economic environment is bringing all investors short-term storms to weather, CAPTRUST’s chief investment officer explains a normal state of economy is on the horizon. Listen in as he explains his perspective on what retirement plan participants can expect in terms of public health and economic forecasts for the next few months.

It’s difficult to imagine functioning in today’s world without credit. Whether we’re buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to credit goes hand in hand with having a good credit score, so it’s important to know how to maintain a positive credit score and credit history.